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bish bash bosh 3:36 Tue Sep 20
young drivers insurance

whoer's, I need your help and knowledge on the minefield that is young drivers insurance. I've been quoted £1229 for my sons new car by admiral which includes a black box.
Has anyone got any experience on how much the premium goes down if they drive like an angel for the first 12 months ?.
much obliged

joe royal 6:26 Wed Sep 21
Re: young drivers insurance

Add your self as a named driver (or parents if still about) good for saving a couple of hundred quid.

My mum is a named driver on my insurance and it saves 150 and I am old and have 12 years NCB .

JLWHU 8:01 Tue Sep 20
Re: young drivers insurance

Hi mate, I got £1100 for my first insurance over a year ago with my Dad on it too with insurethebox. (8000 miles p/a special policy). I'm with Admiral now with Dad on the policy too for my second year at £700, but it depends on so many different factors. Hope this helps.

wansteadman 7:45 Tue Sep 20
Re: young drivers insurance

Find a relation who lives out of town. Piss take is normally only in London

Infidel 7:14 Tue Sep 20
Re: young drivers insurance

Bish

I've had both my two sons go through the nightmare of first insurance policy.

I spent a lot of time with brokers etc trying to find a deal under £1,200 and gave up. The offer you have on the table is right at the low end of the range so I would take it if I were you.

Premium does come down after a year of safe driving but you should shop around a year from now and not rely on your insurer to give you the full discount automatically.
They work on an 'apathy model' - a competitive quote to get you in and then stealth increases every year to milk you for every penny if you don't switch.

mallard 3:49 Tue Sep 20
Re: young drivers insurance

I think it's up to 30%

That quote seems reasonable, doubt you'll find cheaper